Our Florida Title Loan Requirements

Florida Title Loan Requirements

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Wondering how you can get approved for a title loan in Florida? At Title Loan Fast, our Florida title loan requirements are easy to understand. We make it simple to qualify for emergency cash no matter where you are in the Sunshine State! Read on and get all the details.

1. Clear Car Title in Your Name

First and foremost, we’ll need you to provide us with a “free and clear” car title. What this means is that you own your car outright, and are not making payments to any bank, dealership or other lender for your car.

The car title must also have your name on it. This is not negotiable. You cannot get a title loan for a vehicle you do not own, and if your name isn’t on the title, you don’t own the vehicle. 

2. Proof of Income and Employment

We will need you to prove that you are employed, and you will also need to provide proof of income. Most of our customers choose to use a pay stub to prove their employment and income status. The amount of money you make may affect how much you can borrow from Title Loan Fast.

3. Images of Your Vehicle (Instead of an Inspection)

Instead of a physical vehicle inspection, we’ll require you to take a few photos of your vehicle as part of the application process. This allows us to confirm the VIN (Vehicle Identification Number), mileage, condition, make, and model of your car. These things all affect the total loan amount that we can give you at Title Loan Fast.

4. Open & Active Checking Account

To get a loan from us, you’ll need an open, active checking account in good standing with your bank. This is because we use direct ACH transfers to send your money. This means you don’t have to deal with a check, and we can often deposit your cash on the same day you apply! 

5. Proof of Residency

You’ll need to provide us with proof of residency as part of our Florida title loan requirements. A bank statement, cell phone or utility bill, or another such document will be sufficient for these purposes.

6. Valid ID

We’ll need an ID like your Social Security Number or driver’s license to verify your identity during the application process, so have your ID and documents ready when you start your application!

We Make It Easy to Get Approved With Our Florida Title Loan Requirements!

If you meet all of our above Florida title loan requirements, you are likely a great candidate for a loan with Title Loan Fast. Ready to get started? Click here to begin your application now. Still got questions? Feel free to visit our FAQs, or contact us online with your questions. Our team is always here to help.